Thoi Truong

Thoi Truong

Assumable homes for sale in Apache Junction, AZ

18 homesFHA & VA loansrates from 2.96% vs 6.95% today

Apache Junction assumption guide
1562 DESERT VIEW Place, Apache Junction, AZ, 85120 — assumable FHA mortgage at 2.96%
FHA
Active
24
$349,900$53,980 down
Rate
2.96%
6.95%today
Payment
$1,400/mo
$2,210today
  • 4beds
  • 3baths
  • 1,961sqft

1562 DESERT VIEW Place, Apache Junction

11066 ABILENE Avenue, Mesa, AZ, 85208 — assumable FHA mortgage at 2.96%
FHA
Active
18
$409,900$77,242 down
Rate
2.96%
6.95%today
Payment
$1,571/mo
$2,479today
  • 4beds
  • 3baths
  • 1,540sqft

11066 ABILENE Avenue, Mesa

11066 ABILENE Avenue, Mesa, AZ, 85208 — assumable FHA mortgage at 3.00%
FHA
Active
15
$399,900$66,999 down
Rate
3.00%
6.95%today
Payment
$1,579/mo
$2,479today
  • 4beds
  • 3baths
  • 1,540sqft

11066 ABILENE Avenue, Mesa

1920 Plaza Drive #35, Apache Junction, AZ, 85120 — assumable FHA mortgage at 3.02%
FHA
Active
18
$249,990$119,217 down
Rate
3.02%
6.95%today
Payment
$637/mo
$998today
  • 2beds
  • 2baths
  • 889sqft

1920 Plaza Drive #35, Apache Junction

332 14TH Avenue, Apache Junction, AZ, 85120 — assumable VA mortgage at 3.05%
VA
Active
33
$385,000$167,335 down
Rate
3.05%
6.95%today
Payment
$1,045/mo
$1,630today
  • 3beds
  • 2baths
  • 1,476sqft

332 14TH Avenue, Apache Junction

1925 22ND Avenue, Apache Junction, AZ, 85120 — assumable FHA mortgage at 3.15%
FHA
Active
25
$385,000$156,533 down
Rate
3.15%
6.95%today
Payment
$1,134/mo
$1,747today
  • 3beds
  • 3baths
  • 1,723sqft

1925 22ND Avenue, Apache Junction

1564 ROYAL PALM Road, Apache Junction, AZ, 85119 — assumable FHA mortgage at 3.38%
FHA
Active
28
$435,000$311,533 down
Rate
3.38%
6.95%today
Payment
$817/mo
$1,223today
  • 3beds
  • 2baths
  • 1,744sqft

1564 ROYAL PALM Road, Apache Junction

2722 JASPER Avenue, Apache Junction, AZ, 85120 — assumable FHA mortgage at 3.62%
FHA
Active
33
$375,000$168,395 down
Rate
3.62%
6.95%today
Payment
$1,096/mo
$1,592today
  • 3beds
  • 3baths
  • 2,301sqft

2722 JASPER Avenue, Apache Junction

654 COPPER Drive, Apache Junction, AZ, 85120 — assumable FHA mortgage at 4.14%
FHA
Active
36
$399,900$327,891 down
Rate
4.14%
6.95%today
Payment
$472/mo
$643today
  • 4beds
  • 3baths
  • 1,498sqft

654 COPPER Drive, Apache Junction

1281 DELAWARE Drive, Apache Junction, AZ, 85120 — assumable VA mortgage at 7.06%
VA
Active
17
$269,900Potential short sale
Rate
7.06%
6.95%today
Payment
$1,886/mo
$1,865today
  • 2beds
  • 2baths
  • 1,060sqft

1281 DELAWARE Drive, Apache Junction

1161 OCOTILLO Drive, Apache Junction, AZ, 85120 — assumable VA mortgage at 6.50%
VA
Active
23
$259,500$23,594 down
Rate
6.50%
6.95%today
Payment
$1,508/mo
$1,579today
  • 2beds
  • 2baths
  • 1,298sqft

1161 OCOTILLO Drive, Apache Junction

1137 BRICE --, Mesa, AZ, 85208 — assumable FHA mortgage at 4.66%
FHA
Active
22
$349,999$183,975 down
Rate
4.66%
6.95%today
Payment
$1,009/mo
$1,293today
  • 3beds
  • 2baths
  • 1,166sqft

1137 BRICE --, Mesa

2101 MERIDIAN Road #301, Apache Junction, AZ, 85120 — assumable VA mortgage at 6.16%
VA
Active
25
$320,000$53,262 down
Rate
6.16%
6.95%today
Payment
$1,636/mo
$1,776today
  • 2beds
  • 2baths
  • 1,202sqft

2101 MERIDIAN Road #301, Apache Junction

2026 LAWTHER Drive, Apache Junction, AZ, 85120 — assumable FHA mortgage at 6.64%
FHA
Active
15
$330,000$26,375 down
Rate
6.64%
6.95%today
Payment
$2,002/mo
$2,067today
  • 3beds
  • 2baths
  • 1,110sqft

2026 LAWTHER Drive, Apache Junction

854 SAN MARCOS Drive #5C, Apache Junction, AZ, 85120 — assumable FHA mortgage at 6.92%
FHA
Active
10
$250,000$45,645 down
Rate
6.92%
6.95%today
Payment
$1,377/mo
$1,381today
  • 3beds
  • 2baths
  • 1,500sqft

854 SAN MARCOS Drive #5C, Apache Junction

1757 RAY Lane, Apache Junction, AZ, 85120 — assumable FHA mortgage at 6.27%
FHA
Active
47
$399,900$150,912 down
Rate
6.27%
6.95%today
Payment
$1,605/mo
$1,722today
  • 3beds
  • 2baths
  • 1,503sqft

1757 RAY Lane, Apache Junction

268 OCOTILLO Drive, Apache Junction, AZ, 85120 — assumable FHA mortgage at 6.27%
FHA
Active
38
$1,250,000$782,077 down
Rate
6.27%
6.95%today
Payment
$3,014/mo
$3,233today
  • 15beds
  • 10baths
  • sqft

268 OCOTILLO Drive, Apache Junction

1964 MARA Drive, Apache Junction, AZ, 85120 — assumable FHA mortgage at 6.50%
FHA
Active
28
$299,900$135,379 down
Rate
6.50%
6.95%today
Payment
$1,061/mo
$1,111today
  • 2beds
  • 1baths
  • 895sqft

1964 MARA Drive, Apache Junction

Assuming a mortgage in Apache Junction

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.96%
Lowest existing payment
$472 /mo
Median cash to assume
$135,379
Thoi Truong

Thoi Truong

Realtor License: SA564122000

eXp Realty

thoisellsazhomes@gmail.com+16023869866eXp Realty logo
Equal Housing Opportunity

eXp Realty is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.