Thoi Truong

Thoi Truong

Assumable homes for sale in Cave Creek, AZ

8 homesVA & FHA loansrates from 2.77% vs 6.95% today

Cave Creek assumption guide
5317 FOREST PLEASANT Place, Cave Creek, AZ, 85331 — assumable VA mortgage at 2.77%
VA
Active
50
$949,999$371,200 down
Rate
2.77%
6.95%today
Payment
$2,707/mo
$4,379today
  • 3beds
  • 3baths
  • 3,022sqft

5317 FOREST PLEASANT Place, Cave Creek

4220 DESERT MARIGOLD Drive, Cave Creek, AZ, 85331 — assumable VA mortgage at 2.89%
VA
Active
28
$620,000$232,090 down
Rate
2.89%
6.95%today
Payment
$1,851/mo
$2,948today
  • 3beds
  • 2baths
  • 2,029sqft

4220 DESERT MARIGOLD Drive, Cave Creek

33550 DOVE LAKES Drive #1002, Cave Creek, AZ, 85331 — assumable VA mortgage at 2.96%
VA
Active
26
$515,000$203,340 down
Rate
2.96%
6.95%today
Payment
$1,506/mo
$2,376today
  • 2beds
  • 2baths
  • 1,702sqft

33550 DOVE LAKES Drive #1002, Cave Creek

6117 PALOMINO Lane, Scottsdale, AZ, 85266 — assumable VA mortgage at 3.01%
VA
Active
62
$924,900$509,164 down
Rate
3.01%
6.95%today
Payment
$2,287/mo
$3,389today
  • 5beds
  • 3baths
  • 3,960sqft

6117 PALOMINO Lane, Scottsdale

32006 44TH Place, Cave Creek, AZ, 85331 — assumable VA mortgage at 3.43%
VA
Active
39
$1,050,000$904,323 down
Rate
3.43%
6.95%today
Payment
$832/mo
$1,238today
  • 4beds
  • 3baths
  • 2,679sqft

32006 44TH Place, Cave Creek

4714 MORNING VISTA Lane, Cave Creek, AZ, 85331 — assumable FHA mortgage at 4.38%
FHA
Active
22
$477,000$408,532 down
Rate
4.38%
6.95%today
Payment
$582/mo
$771today
  • 2beds
  • 2baths
  • 1,454sqft

4714 MORNING VISTA Lane, Cave Creek

5100 RANCHO PALOMA Drive #2072, Cave Creek, AZ, 85331 — assumable VA mortgage at 6.36%
VA
Active
28
$575,000$39,288 down
Rate
6.36%
6.95%today
Payment
$3,485/mo
$3,703today
  • 2beds
  • 2baths
  • 1,420sqft

5100 RANCHO PALOMA Drive #2072, Cave Creek

29426 51ST Place, Cave Creek, AZ, 85331 — assumable FHA mortgage at 6.54%
FHA
Active
58
$689,000$170,536 down
Rate
6.54%
6.95%today
Payment
$3,424/mo
$3,571today
  • 4beds
  • 2baths
  • 1,828sqft

29426 51ST Place, Cave Creek

Assuming a mortgage in Cave Creek

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.77%
Lowest existing payment
$582 /mo
Median cash to assume
$301,645
Thoi Truong

Thoi Truong

Realtor License: SA564122000

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eXp Realty is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.