Thoi Truong

Thoi Truong

(602) 386-9866

Assumable homes for sale in El Mirage, AZ

33 homesFHA & VA loansrates from 2.77% vs 6.95% today

El Mirage assumption guide
12008 LARKSPUR Road, El Mirage, AZ, 85335 — assumable FHA mortgage at 3.07%
FHA
Active
25
$315,000$49,890 down
Rate
3.07%
6.95%today
Payment
$1,253/mo
$1,950today
  • 2beds
  • 2baths
  • 956sqft

12008 LARKSPUR Road, El Mirage

12842 ASTER Drive, El Mirage, AZ, 85335 — assumable FHA mortgage at 2.77%
FHA
Active
27
$425,000$97,526 down
Rate
2.77%
6.95%today
Payment
$1,507/mo
$2,437today
  • 3beds
  • 2baths
  • 1,990sqft

12842 ASTER Drive, El Mirage

11130 JERSEY Avenue, Youngtown, AZ, 85363 — assumable FHA mortgage at 2.79%
FHA
Active
35
$265,000$65,597 down
Rate
2.79%
6.95%today
Payment
$935/mo
$1,508today
  • 2beds
  • 1baths
  • 909sqft

11130 JERSEY Avenue, Youngtown

13423 IRONWOOD Street, Surprise, AZ, 85374 — assumable FHA mortgage at 3.07%
FHA
Active
23
$419,999$83,002 down
Rate
3.07%
6.95%today
Payment
$1,593/mo
$2,479today
  • 3beds
  • 3baths
  • 2,118sqft

13423 IRONWOOD Street, Surprise

11469 ILLINOIS Avenue, Youngtown, AZ, 85363 — assumable FHA mortgage at 3.10%
FHA
Active
11
$304,000$50,593 down
Rate
3.10%
6.95%today
Payment
$1,199/mo
$1,859today
  • 2beds
  • 2baths
  • 1,140sqft

11469 ILLINOIS Avenue, Youngtown

13017 ASH Street, El Mirage, AZ, 85335 — assumable VA mortgage at 2.81%
VA
Active
29
$350,000$134,602 down
Rate
2.81%
6.95%today
Payment
$1,007/mo
$1,621today
  • 3beds
  • 2baths
  • 1,455sqft

13017 ASH Street, El Mirage

14804 EL FRIO Street, El Mirage, AZ, 85335 — assumable FHA mortgage at 2.93%
FHA
Active
34
$365,900$116,720 down
Rate
2.93%
6.95%today
Payment
$1,170/mo
$1,853today
  • 4beds
  • 2baths
  • 1,642sqft

14804 EL FRIO Street, El Mirage

10810 114TH Drive, Youngtown, AZ, 85363 — assumable VA mortgage at 2.90%
VA
Active
49
$368,900$162,378 down
Rate
2.90%
6.95%today
Payment
$984/mo
$1,566today
  • 3beds
  • 2baths
  • 1,622sqft

10810 114TH Drive, Youngtown

12317 BERRY Lane, El Mirage, AZ, 85335 — assumable VA mortgage at 3.25%
VA
Active
69
$625,000$514,073 down
Rate
3.25%
6.95%today
Payment
$1,838/mo
$2,343today
  • 4beds
  • 3baths
  • 2,635sqft

12317 BERRY Lane, El Mirage

11744 MAUI Lane, El Mirage, AZ, 85335 — assumable FHA mortgage at 3.67%
FHA
Active
57
$412,000$261,709 down
Rate
3.67%
6.95%today
Payment
$928/mo
$1,339today
  • 5beds
  • 3baths
  • 2,556sqft

11744 MAUI Lane, El Mirage

12713 MANDALAY Lane, El Mirage, AZ, 85335 — assumable FHA mortgage at 3.80%
FHA
Active
34
$375,900$282,593 down
Rate
3.80%
6.95%today
Payment
$649/mo
$922today
  • 4beds
  • 3baths
  • 2,178sqft

12713 MANDALAY Lane, El Mirage

16550 Naegel Drive, Surprise, AZ, 85374 — assumable VA mortgage at 5.52%
VA
Active
35
$439,490$22,474 down
Rate
5.52%
6.95%today
Payment
$2,520/mo
$2,932today
  • 3beds
  • 2baths
  • 1,397sqft

16550 Naegel Drive, Surprise

11059 FARGO Drive, Sun City, AZ, 85351 — assumable FHA mortgage at 4.07%
FHA
Active
28
$475,000$305,728 down
Rate
4.07%
6.95%today
Payment
$945/mo
$1,300today
  • 3beds
  • 2baths
  • 1,465sqft

11059 FARGO Drive, Sun City

13633 LISBON Lane, Surprise, AZ, 85379 — assumable FHA mortgage at 4.14%
FHA
Active
47
$449,900$209,439 down
Rate
4.14%
6.95%today
Payment
$1,358/mo
$1,852today
  • 4beds
  • 3baths
  • 2,950sqft

13633 LISBON Lane, Surprise

11348 PINEHOLLOW Drive, Surprise, AZ, 85378 — assumable VA mortgage at 4.46%
VA
Active
15
$315,000$126,576 down
Rate
4.46%
6.95%today
Payment
$1,104/mo
$1,450today
  • 4beds
  • 2baths
  • 1,571sqft

11348 PINEHOLLOW Drive, Surprise

12841 Myer Lane, El Mirage, AZ, 85335 — assumable FHA mortgage at 6.26%
FHA
Active
25
$290,000Potential short sale
Rate
6.26%
6.95%today
Payment
$2,046/mo
$2,197today
  • 3beds
  • 2baths
  • 1,106sqft

12841 Myer Lane, El Mirage

13977 132nd Court, Surprise, AZ, 85379 — assumable FHA mortgage at 6.27%
FHA
Active
12
$299,999Potential short sale
Rate
6.27%
6.95%today
Payment
$1,987/mo
$2,132today
  • 3beds
  • 2baths
  • 1,156sqft

13977 132nd Court, Surprise

12318 ASTER Drive, El Mirage, AZ, 85335 — assumable FHA mortgage at 6.39%
FHA
Active
28
$339,900$15,796 down
Rate
6.39%
6.95%today
Payment
$2,104/mo
$2,229today
  • 3beds
  • 2baths
  • 1,106sqft

12318 ASTER Drive, El Mirage

12505 SURREY Avenue, El Mirage, AZ, 85335 — assumable FHA mortgage at 6.43%
FHA
Active
25
$335,000Potential short sale
Rate
6.43%
6.95%today
Payment
$2,224/mo
$2,346today
  • 4beds
  • 2baths
  • 1,978sqft

12505 SURREY Avenue, El Mirage

14227 NEWCASTLE Drive, Sun City, AZ, 85351 — assumable FHA mortgage at 6.50%
FHA
Active
31
$230,000Potential short sale
Rate
6.50%
6.95%today
Payment
$1,575/mo
$1,650today
  • 3beds
  • 2baths
  • 1,256sqft

14227 NEWCASTLE Drive, Sun City

12965 VIA CAMILLE --, El Mirage, AZ, 85335 — assumable VA mortgage at 6.50%
VA
Active
48
$449,900$13,558 down
Rate
6.50%
6.95%today
Payment
$2,781/mo
$2,913today
  • 5beds
  • 3baths
  • 1,949sqft

12965 VIA CAMILLE --, El Mirage

12536 SAINT MORITZ Lane, El Mirage, AZ, 85335 — assumable FHA mortgage at 6.81%
FHA
Active
24
$310,000Potential short sale
Rate
6.81%
6.95%today
Payment
$2,224/mo
$2,256today
  • 3beds
  • 2baths
  • 1,308sqft

12536 SAINT MORITZ Lane, El Mirage

12709 EL FRIO Street, El Mirage, AZ, 85335 — assumable FHA mortgage at 7.06%
FHA
Active
34
$325,000Potential short sale
Rate
7.06%
6.95%today
Payment
$2,498/mo
$2,470today
  • 4beds
  • 2baths
  • 1,832sqft

12709 EL FRIO Street, El Mirage

12605 BOCA RATON Road, El Mirage, AZ, 85335 — assumable FHA mortgage at 6.50%
FHA
Active
37
$395,000$34,759 down
Rate
6.50%
6.95%today
Payment
$2,324/mo
$2,433today
  • 4beds
  • 2baths
  • 1,722sqft

12605 BOCA RATON Road, El Mirage

13784 COUNTRY GABLES Drive, Surprise, AZ, 85379 — assumable VA mortgage at 7.02%
VA
Active
51
$472,000$29,610 down
Rate
7.02%
6.95%today
Payment
$3,015/mo
$2,994today
  • 3beds
  • 3baths
  • 2,387sqft

13784 COUNTRY GABLES Drive, Surprise

12905 CROCUS Drive, El Mirage, AZ, 85335 — assumable FHA mortgage at 7.20%
FHA
Active
34
$465,000$44,543 down
Rate
7.20%
6.95%today
Payment
$2,935/mo
$2,863today
  • 5beds
  • 3baths
  • 3,086sqft

12905 CROCUS Drive, El Mirage

11625 BLOOMFIELD Road, El Mirage, AZ, 85335 — assumable FHA mortgage at 6.26%
FHA
Active
10
$315,000$33,406 down
Rate
6.26%
6.95%today
Payment
$1,810/mo
$1,943today
  • 2beds
  • 2baths
  • 964sqft

11625 BLOOMFIELD Road, El Mirage

11107 IOWA Avenue #., Youngtown, AZ, 85363 — assumable FHA mortgage at 6.64%
FHA
Active
25
$329,000$36,832 down
Rate
6.64%
6.95%today
Payment
$1,927/mo
$1,989today
  • 2beds
  • 1baths
  • 808sqft

11107 IOWA Avenue #., Youngtown

13438 124TH Lane, El Mirage, AZ, 85335 — assumable FHA mortgage at 6.74%
FHA
Active
43
$488,000$58,120 down
Rate
6.74%
6.95%today
Payment
$2,863/mo
$2,925today
  • 4beds
  • 2baths
  • 2,002sqft

13438 124TH Lane, El Mirage

12606 ASTER Drive, El Mirage, AZ, 85335 — assumable FHA mortgage at 6.64%
FHA
Active
31
$350,000$98,873 down
Rate
6.64%
6.95%today
Payment
$1,631/mo
$1,684today
  • 4beds
  • 2baths
  • 1,446sqft

12606 ASTER Drive, El Mirage

12709 VENTURA Street, El Mirage, AZ, 85335 — assumable FHA mortgage at 5.41%
FHA
Active
6
$370,000Potential short sale
Rate
5.41%
6.95%today
Payment
$2,484/mo
$2,925today
  • 4beds
  • 3baths
  • 2,178sqft

12709 VENTURA Street, El Mirage

13286 REDFIELD Road, Surprise, AZ, 85379 — assumable FHA mortgage at 6.26%
FHA
Active
18
$390,000$118,675 down
Rate
6.26%
6.95%today
Payment
$1,687/mo
$1,812today
  • 3beds
  • 3baths
  • 1,554sqft

13286 REDFIELD Road, Surprise

14301 4th Avenue, El Mirage, AZ, 85335 — assumable FHA mortgage at 6.50%
FHA
Active
4
$425,000$244,827 down
Rate
6.50%
6.95%today
Payment
$1,141/mo
$1,195today
  • 4beds
  • —baths
  • —sqft

14301 4th Avenue, El Mirage

Assuming a mortgage in El Mirage

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.77%
Lowest existing payment
$649 /mo
Median cash to assume
$90,264
Thoi Truong

Thoi Truong

Realtor License: SA564122000

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Equal Housing Opportunity

eXp Realty is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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