Thoi Truong

Thoi Truong

(602) 386-9866

Assumable homes for sale in Groom Creek, AZ

34 homesVA & FHA loansrates from 2.83% vs 6.95% today

Groom Creek assumption guide
8125 Poachers, Prescott, AZ, 86303 — assumable VA mortgage at 2.99%
VA
Active
41
$525,000$193,171 down
Rate
2.99%
6.95%today
Payment
$1,558/mo
$2,449today
  • 3beds
  • 2baths
  • 1,762sqft

8125 Poachers, Prescott

1229 SIERRY PEAKS Drive, Prescott, AZ, 86305 — assumable VA mortgage at 2.83%
VA
Active
78
$2,149,990$1,214,196 down
Rate
2.83%
6.95%today
Payment
$4,427/mo
$7,104today
  • 5beds
  • 5baths
  • 4,516sqft

1229 SIERRY PEAKS Drive, Prescott

1229 SIERRY PEAKS Drive, Prescott, AZ, 86305 — assumable VA mortgage at 2.83%
VA
Active
78
$2,149,990$1,214,196 down
Rate
2.83%
6.95%today
Payment
$4,427/mo
$7,104today
  • 5beds
  • 5baths
  • 4,516sqft

1229 SIERRY PEAKS Drive, Prescott

747 Montezuma Street, Prescott, AZ, 86303 — assumable VA mortgage at 3.00%
VA
Active
53
$950,000$950,000 down
Rate
3.00%
6.95%today
Payment
$0/mo
  • 3beds
  • 3baths
  • 2,294sqft

747 Montezuma Street, Prescott

5779 Oak Cove, Prescott, AZ, 86305 — assumable VA mortgage at 4.67%
VA
Active
69
$875,000$121,958 down
Rate
4.67%
6.95%today
Payment
$4,186/mo
$5,362today
  • 3beds
  • 3baths
  • 2,901sqft

5779 Oak Cove, Prescott

1812 READING Lane, Prescott, AZ, 86301 — assumable VA mortgage at 3.57%
VA
Active
59
$598,000$345,108 down
Rate
3.57%
6.95%today
Payment
$1,476/mo
$2,157today
  • 4beds
  • 3baths
  • 2,616sqft

1812 READING Lane, Prescott

520 Cortez Street, Prescott, AZ, 86303 — assumable VA mortgage at 3.72%
VA
Active
58
$1,130,000$959,403 down
Rate
3.72%
6.95%today
Payment
$906/mo
$1,300today
  • —beds
  • —baths
  • —sqft

520 Cortez Street, Prescott

3803 Sheldon Road, Prescott, AZ, 86303 — assumable FHA mortgage at 3.88%
FHA
Active
42
$575,000$349,645 down
Rate
3.88%
6.95%today
Payment
$1,302/mo
$1,832today
  • 4beds
  • 3baths
  • 2,360sqft

3803 Sheldon Road, Prescott

4549 Indian Creek Road, Prescott, AZ, 86303 — assumable FHA mortgage at 3.90%
FHA
Active
24
$325,000$180,718 down
Rate
3.90%
6.95%today
Payment
$829/mo
$1,163today
  • 3beds
  • 2baths
  • 1,876sqft

4549 Indian Creek Road, Prescott

10075 Dapple Grey Trail, Dewey-Humboldt, AZ, 86327 — assumable FHA mortgage at 3.91%
FHA
Active
32
$269,900$198,186 down
Rate
3.91%
6.95%today
Payment
$417/mo
$584today
  • 2beds
  • 2baths
  • 1,440sqft

10075 Dapple Grey Trail, Dewey-Humboldt

1347 QUARTZ Road, Prescott, AZ, 86303 — assumable FHA mortgage at 5.41%
FHA
Active
32
$399,900$38,701 down
Rate
5.41%
6.95%today
Payment
$2,153/mo
$2,535today
  • 3beds
  • 4baths
  • 1,120sqft

1347 QUARTZ Road, Prescott

1347 QUARTZ Road, Prescott, AZ, 86303 — assumable FHA mortgage at 5.41%
FHA
Active
32
$399,900$38,701 down
Rate
5.41%
6.95%today
Payment
$2,153/mo
$2,535today
  • 3beds
  • 4baths
  • 1,120sqft

1347 QUARTZ Road, Prescott

4885 RAMADA Drive, Prescott, AZ, 86301 — assumable VA mortgage at 4.14%
VA
Active
22
$444,444$262,984 down
Rate
4.14%
6.95%today
Payment
$1,025/mo
$1,397today
  • 3beds
  • 2baths
  • 1,450sqft

4885 RAMADA Drive, Prescott

4885 RAMADA Drive, Prescott, AZ, 86301 — assumable VA mortgage at 4.17%
VA
Active
22
$444,444$262,858 down
Rate
4.17%
6.95%today
Payment
$1,029/mo
$1,397today
  • 3beds
  • 2baths
  • 1,450sqft

4885 RAMADA Drive, Prescott

2225 Hillside Loop Road, Prescott, AZ, 86301 — assumable FHA mortgage at 4.20%
FHA
Active
46
$375,500$300,083 down
Rate
4.20%
6.95%today
Payment
$458/mo
$620today
  • 3beds
  • 2baths
  • 1,676sqft

2225 Hillside Loop Road, Prescott

10817 TURQUOISE Circle, Dewey, AZ, 86327 — assumable VA mortgage at 6.67%
VA
Active
23
$460,000$8,294 down
Rate
6.67%
6.95%today
Payment
$2,946/mo
$3,031today
  • 3beds
  • 2baths
  • 1,779sqft

10817 TURQUOISE Circle, Dewey

10817 Turquoise Circle, Dewey-Humboldt, AZ, 86327 — assumable VA mortgage at 6.76%
VA
Active
29
$460,000$8,188 down
Rate
6.76%
6.95%today
Payment
$2,973/mo
$3,031today
  • 3beds
  • 2baths
  • 1,779sqft

10817 Turquoise Circle, Dewey-Humboldt

375 Banning Creek Road, Prescott, AZ, 86303 — assumable FHA mortgage at 4.65%
FHA
Active
32
$425,000$61,490 down
Rate
4.65%
6.95%today
Payment
$2,010/mo
$2,580today
  • 2beds
  • 2baths
  • 1,693sqft

375 Banning Creek Road, Prescott

375 Banning Creek Road, Prescott, AZ, 86303 — assumable FHA mortgage at 4.65%
FHA
Active
32
$425,000$61,490 down
Rate
4.65%
6.95%today
Payment
$2,010/mo
$2,580today
  • 2beds
  • 2baths
  • 1,693sqft

375 Banning Creek Road, Prescott

622 Ruth Street, Prescott, AZ, 86301 — assumable VA mortgage at 6.27%
VA
Active
32
$364,000$27,401 down
Rate
6.27%
6.95%today
Payment
$2,093/mo
$2,245today
  • 2beds
  • 1baths
  • 768sqft

622 Ruth Street, Prescott

271 Newport Drive, Prescott, AZ, 86303 — assumable VA mortgage at 4.98%
VA
Active
49
$699,999$238,094 down
Rate
4.98%
6.95%today
Payment
$2,651/mo
$3,277today
  • 3beds
  • 3baths
  • 2,855sqft

271 Newport Drive, Prescott

1624 Grant Street, Prescott, AZ, 86303 — assumable VA mortgage at 6.50%
VA
Active
45
$320,000$38,712 down
Rate
6.50%
6.95%today
Payment
$1,814/mo
$1,900today
  • 1beds
  • 1baths
  • 432sqft

1624 Grant Street, Prescott

4740 Joan Drive, Prescott, AZ, 86301 — assumable FHA mortgage at 6.72%
FHA
Active
34
$410,000$81,635 down
Rate
6.72%
6.95%today
Payment
$2,142/mo
$2,193today
  • 2beds
  • 2baths
  • 1,080sqft

4740 Joan Drive, Prescott

1419 Mckee Mine Road, Prescott, AZ, 86303 — assumable FHA mortgage at 6.92%
FHA
Active
28
$499,369$67,239 down
Rate
6.92%
6.95%today
Payment
$2,911/mo
$2,920today
  • 3beds
  • 1baths
  • 1,381sqft

1419 Mckee Mine Road, Prescott

9355 WOLF Road, Dewey, AZ, 86327 — assumable FHA mortgage at 6.89%
FHA
Active
76
$430,000$128,466 down
Rate
6.89%
6.95%today
Payment
$2,008/mo
$2,021today
  • 3beds
  • 2baths
  • 1,308sqft

9355 WOLF Road, Dewey

9355 Wolf Road, Dewey-Humboldt, AZ, 86327 — assumable FHA mortgage at 6.89%
FHA
Active
76
$430,000$128,466 down
Rate
6.89%
6.95%today
Payment
$2,008/mo
$2,021today
  • 3beds
  • 2baths
  • 1,308sqft

9355 Wolf Road, Dewey-Humboldt

209 ROBINSON Drive, Prescott, AZ, 86303 — assumable FHA mortgage at 5.22%
FHA
Active
29
$495,000$416,337 down
Rate
5.22%
6.95%today
Payment
$459/mo
$552today
  • 3beds
  • 2baths
  • 1,740sqft

209 ROBINSON Drive, Prescott

434 Stewart Circle, Prescott, AZ, 86301 — assumable FHA mortgage at 6.64%
FHA
Active
34
$575,000$167,707 down
Rate
6.64%
6.95%today
Payment
$2,651/mo
$2,736today
  • 4beds
  • 3baths
  • 2,326sqft

434 Stewart Circle, Prescott

165 ROCKY DELLS Drive, Prescott, AZ, 86303 — assumable VA mortgage at 6.34%
VA
Active
36
$655,000$429,099 down
Rate
6.34%
6.95%today
Payment
$1,461/mo
$1,556today
  • 3beds
  • 3baths
  • 1,672sqft

165 ROCKY DELLS Drive, Prescott

11205 Ironwood Lane, Dewey-Humboldt, AZ, 86327 — assumable FHA mortgage at 6.51%
FHA
Active
52
$439,000$193,938 down
Rate
6.51%
6.95%today
Payment
$2,705/mo
$2,830today
  • 3beds
  • 3baths
  • 2,216sqft

11205 Ironwood Lane, Dewey-Humboldt

11205 IRONWOOD Lane, Dewey, AZ, 86327 — assumable FHA mortgage at 6.51%
FHA
Active
50
$439,000$193,938 down
Rate
6.51%
6.95%today
Payment
$2,705/mo
$2,830today
  • 3beds
  • 2baths
  • 2,217sqft

11205 IRONWOOD Lane, Dewey

1809 FALLCREEK Lane, Prescott, AZ, 86303 — assumable VA mortgage
VA
Active
61
$960,000$985,000 down
Rate
—%
6.95%today
Payment
—/mo
  • 4beds
  • 3baths
  • 2,064sqft

1809 FALLCREEK Lane, Prescott

1567 RYCOSA Lane, Prescott, AZ, 86301 — assumable VA mortgage
VA
Active
37
$675,000$720,000 down
Rate
—%
6.95%today
Payment
—/mo
  • 4beds
  • 3baths
  • 2,815sqft

1567 RYCOSA Lane, Prescott

1567 RYCOSA Lane, Prescott, AZ, 86301 — assumable VA mortgage
VA
Active
39
$675,000$720,000 down
Rate
—%
6.95%today
Payment
—/mo
  • 4beds
  • 3baths
  • 2,815sqft

1567 RYCOSA Lane, Prescott

Assuming a mortgage in Groom Creek

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.83%
Lowest existing payment
$417 /mo
Median cash to assume
$193,938
Thoi Truong

Thoi Truong

Realtor License: SA564122000

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eXp Realty is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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