Thoi Truong

Thoi Truong

Property SearchContact
primary-1
primary-2primary-3
Active

$660,000

($225,798 down)
VA

1295 Blue Jean Way UNIT 2, Chula Vista, CA 91913

3
3
1,458 sqft
PITI Monthly
$2,993.47 /mo

Listing courtesy of: Elizabeth Leon, Finest City Homes

Assumed Rate

3.76%
7.15%

Principal & Interest

$2,139 /mo
$3,116 /mo

What's Special

SHOPPING
DINING
SPACIOUS
MOVE-IN READY
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
HOME OFFICE
PATIO
CLUBHOUSE

Get ready to fall in love with this beautifully updated, freshly painted, tri-level townhome in the vibrant and highly desirable Otay Ranch community! With 3 spacious bedrooms, 2.5 bathrooms, and a bright, open layout, this home checks all the boxes—and then some. The stylish kitchen is a chef’s delight, featuring granite countertops, stainless steel appliances, and a large island that flows seamlessly into the dining and living areas. Natural light fills the space, creating a warm and inviting atmosphere from the moment you walk in. Retreat to not one, but two luxurious primary suites—each with private bathrooms and walk-in closets. The entry-level bedroom is perfect for guests, a home office, or your personal gym. Enjoy your morning coffee on the private patio and take advantage of the direct-access 2-car garage. With resort-style amenities like pools, a clubhouse, and parks just steps away—and top-rated schools, shopping, and dining all nearby—this home offers the perfect balance of comfort, convenience, and community. VA approved and move-in ready—don’t miss your chance to call this gem your own!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.76
Remaining Loan Term
26 years, 11 months
Monthly PITI
$2,993.47/mo
Estimated Loan Balance
$435,753
Cash to close
$225,798
Interest Paid
$51,986

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 3
  • Home type: Townhouse
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2004
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, Park, Sidewalks, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Otay Ranch Five CA c/o Walters Management
  • HOA Amenities: Unknown
  • HOA Fee: $130
  • HOA Frequency: $Monthly
Location
  • Region: Chula Vista

Financial Details

  • Price per Sqft: $452.67
  • Tax Annual Amount: $8250
  • On Market Date: 2025-05-01T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $225,798 (34%)
You can enter any amount below - secondary financing will cover the difference if needed.
34%
$

You cover the entire equity of $225,798!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.76% Sellers Rate
$434,202
Your Cash$225,798
Total Purchase Price:$660,000

Assumed vs Traditional Mortgage

Assumed @ 3.76%
$2,139/mo
Traditional @ 7.15%
$3,232/mo
You save $1,093/month ($13,116/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2503153

Listing From:

Last updated: 2025-05-02T03:14:25.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.76%
7.15%

Principal & Interest

$2,139 /mo
$3,116 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $225,798 (34%)
You can enter any amount below - secondary financing will cover the difference if needed.
34%
$

You cover the entire equity of $225,798!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.76% Sellers Rate
$434,202
Your Cash$225,798
Total Purchase Price:$660,000

Assumed vs Traditional Mortgage

Assumed @ 3.76%
$2,139/mo
Traditional @ 7.15%
$3,232/mo
You save $1,093/month ($13,116/year)

*Secondary financing rates are an estimated value based on input

Follow Us
eXp Realty
Agent/Broker
Thoi TruongeXp Realty(602) 386-9866theasisrealtor@gmail.comMLS SA564122000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than eXp Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

eXp Realty © is committed to and abides by the Fair Housing Act of Equal Opportunity.