Thoi Truong

Thoi Truong

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$849,000

($634,597 down)
FHA

2415 La Costa Ave, Chula Vista, CA 91915

3
3
1,621 sqft
PITI Monthly
$2,796.62 /mo

Listing courtesy of: Sonja Stolzenberg, Keller Williams La Jolla

Assumed Rate

4.07%
7.15%

Principal & Interest

$1,478 /mo
$2,074 /mo

What's Special

REMODELED
SHOPPING
DINING
SPACIOUS
MOVE-IN READY
MODERN
FIREPLACE
VAULTED CEILINGS
WALK-IN CLOSET
EN SUITE BATHROOM
PRIVATE BACKYARD
CLUBHOUSE
PLAYGROUND
COZY

Beautifully upgraded home featuring high ceilings with lots of windows in the living & dining area, cozy family room with fireplace, nice backyard with gazebo for outdoor enjoyment. Primary bedroom with vaulted ceilings. New exterior paint, modernized kitchen with quartz countertops and backsplash, smart thermostat & A/C. Eastlake Greens offers fantastic community amenities: 3 swimming pools, including an olympic size pool & a walk in sand pool, tennis/pickleball courts, playgrounds, basketball & sand volleyball courts. Beautifully updated and move-in ready, this detached home offers comfortable living in the sought-after Eastlake Greens community. Thoughtfully designed across two stories, it features a 2-car garage, central air conditioning and heating with a smart thermostat, and a private backyard perfect for relaxing or entertaining. Step inside to a bright and welcoming interior, where soaring ceilings and abundant natural light create an open, airy feel. The living and dining areas flow seamlessly together, enhanced by brand-new wood laminate flooring that adds warmth and style throughout. A freshly painted exterior adds to the home's curb appeal. The remodeled kitchen is both functional and stylish, featuring new quartz countertops, a modern backsplash, and ample cabinetry. Upstairs, the spacious primary suite includes a walk-in closet and en suite bathroom. Two additional bedrooms share a full bath, and a convenient powder room is located on the main level. The backyard offers a peaceful retreat, complete with a low-maintenance garden and pergola—ideal for enjoying the outdoors year-round. As part of the Eastlake Greens neighborhood, residents enjoy access to exceptional amenities, including three pools and spas—one Olympic-sized and another with a walk-in sand entry—tennis and pickleball courts, basketball and sand volleyball courts, parks with playgrounds and picnic areas, and a clubhouse available for private events. There’s also a nearby lake for kayaking, boating, and fishing, plus miles of scenic walking and nature trails. Top-rated schools, including Arroyo Vista Charter (K–8) and Eastlake High. Conveniently located near shopping, dining, and major freeways, this home offers the ideal balance of comfort, convenience, and active lifestyle.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.07
Remaining Loan Term
16 years, 8 months
Monthly PITI
$2,796.62/mo
Estimated Loan Balance
$215,151
Cash to close
$634,597
Interest Paid
$143,893

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Unknown
Condition
  • Year Built: 1995
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Chula Vista
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: Tyco
  • HOA Amenities: Unknown
  • HOA Fee: $100
  • HOA Frequency: $Monthly
Location
  • Region: Chula Vista

Financial Details

  • Price per Sqft: $523.75
  • Tax Annual Amount: $10612.5
  • On Market Date: 2025-04-30T00:00:00.000Z
Inquire about this property

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Savings Calculator

Current cash to close is $634,597 (75%)
You can enter any amount below - secondary financing will cover the difference if needed.
75%
$

You cover the entire equity of $634,597!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.07% Sellers Rate
$214,403
Your Cash:$634,597
Total Purchase Price:$849,000

Assumed vs Traditional Mortgage

Assumed @ 4.07%
$1,478/mo
Traditional @ 7.15%
$2,151/mo
You save $673/month ($8,073/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250026249SD

Listing From:

Last updated: 2025-05-02T01:08:28.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.07%
7.15%

Principal & Interest

$1,478 /mo
$2,074 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $634,597 (75%)
You can enter any amount below - secondary financing will cover the difference if needed.
75%
$

You cover the entire equity of $634,597!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.07% Sellers Rate
$214,403
Your Cash:$634,597
Total Purchase Price:$849,000

Assumed vs Traditional Mortgage

Assumed @ 4.07%
$1,478/mo
Traditional @ 7.15%
$2,151/mo
You save $673/month ($8,073/year)

*Secondary financing rates are an estimated value based on input

Follow Us
eXp Realty
Agent/Broker
Thoi TruongeXp Realty(602) 386-9866theasisrealtor@gmail.comMLS SA564122000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than eXp Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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