Thoi Truong

Thoi Truong

(602) 386-9866

Assumable homes for sale in Phoenix, AZ

12 homesFHA & VA loansrates from 2.88% vs 6.95% today

Phoenix assumption guide
7631 MIAMI Street, Phoenix, AZ, 85043 — assumable FHA mortgage at 3.10%
FHA
Active
18
$385,000$62,123 down
Rate
3.10%
6.95%today
Payment
$1,528/mo
$2,368today
  • 3beds
  • 2baths
  • 1,884sqft

7631 MIAMI Street, Phoenix

7355 HUGHES Drive, Phoenix, AZ, 85043 — assumable FHA mortgage at 2.88%
FHA
Active
29
$377,000$108,912 down
Rate
2.88%
6.95%today
Payment
$1,246/mo
$1,987today
  • 3beds
  • 2baths
  • 1,460sqft

7355 HUGHES Drive, Phoenix

4121 67TH Drive, Phoenix, AZ, 85043 — assumable FHA mortgage at 3.02%
FHA
Active
37
$399,000$131,295 down
Rate
3.02%
6.95%today
Payment
$1,275/mo
$1,997today
  • 3beds
  • 2baths
  • 1,535sqft

4121 67TH Drive, Phoenix

3201 63RD Lane, Phoenix, AZ, 85043 — assumable FHA mortgage at 3.33%
FHA
Active
30
$479,999$221,194 down
Rate
3.33%
6.95%today
Payment
$1,312/mo
$1,976today
  • 4beds
  • 3baths
  • 3,189sqft

3201 63RD Lane, Phoenix

7129 TORONTO Way, Phoenix, AZ, 85043 — assumable FHA mortgage at 3.47%
FHA
Active
43
$399,990$183,224 down
Rate
3.47%
6.95%today
Payment
$1,120/mo
$1,657today
  • 3beds
  • 2baths
  • 1,727sqft

7129 TORONTO Way, Phoenix

7836 RIVERSIDE Avenue, Phoenix, AZ, 85043 — assumable FHA mortgage at 5.00%
FHA
Active
15
$363,000$19,637 down
Rate
5.00%
6.95%today
Payment
$1,975/mo
$2,435today
  • 3beds
  • 2baths
  • 1,318sqft

7836 RIVERSIDE Avenue, Phoenix

5735 JONES Avenue, Phoenix, AZ, 85043 — assumable VA mortgage at 4.17%
VA
Active
34
$400,000$138,579 down
Rate
4.17%
6.95%today
Payment
$1,381/mo
$1,877today
  • 3beds
  • 2baths
  • 1,480sqft

5735 JONES Avenue, Phoenix

6606 POLK Street, Phoenix, AZ, 85043 — assumable FHA mortgage at 6.50%
FHA
Active
27
$315,000Potential short sale
Rate
6.50%
6.95%today
Payment
$2,287/mo
$2,383today
  • 3beds
  • 3baths
  • 1,452sqft

6606 POLK Street, Phoenix

8037 AGORA Lane, Phoenix, AZ, 85043 — assumable FHA mortgage at 6.27%
FHA
Active
33
$349,500$20,649 down
Rate
6.27%
6.95%today
Payment
$2,120/mo
$2,275today
  • 3beds
  • 3baths
  • 1,395sqft

8037 AGORA Lane, Phoenix

649 69TH Avenue, Phoenix, AZ, 85043 — assumable FHA mortgage at 6.50%
FHA
Active
39
$364,900$36,207 down
Rate
6.50%
6.95%today
Payment
$2,120/mo
$2,220today
  • 4beds
  • 2baths
  • 1,499sqft

649 69TH Avenue, Phoenix

6920 MELVIN Street, Phoenix, AZ, 85043 — assumable FHA mortgage at 6.02%
FHA
Active
21
$364,000$51,490 down
Rate
6.02%
6.95%today
Payment
$1,976/mo
$2,177today
  • 3beds
  • 2baths
  • 1,176sqft

6920 MELVIN Street, Phoenix

4214 58TH Drive, Phoenix, AZ, 85043 — assumable FHA mortgage at 6.36%
FHA
Active
40
$381,998$49,247 down
Rate
6.36%
6.95%today
Payment
$2,164/mo
$2,300today
  • 3beds
  • 3baths
  • 1,839sqft

4214 58TH Drive, Phoenix

Assuming a mortgage in Phoenix

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.88%
Lowest existing payment
$1,120 /mo
Median cash to assume
$62,123
Thoi Truong

Thoi Truong

Realtor License: SA564122000

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eXp Realty is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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