Thoi Truong

Thoi Truong

(602) 386-9866

Assumable homes for sale in Prescott, AZ

64 homesVA & FHA loansrates from 2.83% vs 6.95% today

Prescott assumption guide
3160 Cascade Drive #G16, Prescott, AZ, 86301 — assumable FHA mortgage at 2.84%
FHA
Active
31
$275,000$56,408 down
Rate
2.84%
6.95%today
Payment
$1,014/mo
$1,625today
  • 2beds
  • 2baths
  • 965sqft

3160 Cascade Drive #G16, Prescott

8500 Yavapai Road, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 2.83%
FHA
Active
55
$330,000$85,657 down
Rate
2.83%
6.95%today
Payment
$1,156/mo
$1,855today
  • 3beds
  • 2baths
  • 1,122sqft

8500 Yavapai Road, Prescott Valley

8500 Yavapai Road, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 2.83%
FHA
Active
55
$330,000$85,657 down
Rate
2.83%
6.95%today
Payment
$1,156/mo
$1,855today
  • 3beds
  • 2baths
  • 1,122sqft

8500 Yavapai Road, Prescott Valley

2 WOODSIDE Drive, Prescott, AZ, 86305 — assumable VA mortgage at 3.07%
VA
Active
24
$629,000$180,479 down
Rate
3.07%
6.95%today
Payment
$2,115/mo
$3,292today
  • 3beds
  • 3baths
  • 2,407sqft

2 WOODSIDE Drive, Prescott

2 WOODSIDE Drive, Prescott, AZ, 86305 — assumable VA mortgage at 3.07%
VA
Active
23
$629,000$180,479 down
Rate
3.07%
6.95%today
Payment
$2,115/mo
$3,292today
  • 3beds
  • 3baths
  • 2,407sqft

2 WOODSIDE Drive, Prescott

8843 Len Court, Prescott Valley, AZ, 86314 — assumable VA mortgage at 3.10%
VA
Active
19
$350,000$78,703 down
Rate
3.10%
6.95%today
Payment
$1,281/mo
$1,986today
  • 3beds
  • 2baths
  • 1,217sqft

8843 Len Court, Prescott Valley

6372 Clifton Terrace, Prescott Valley, AZ, 86314 — assumable VA mortgage at 2.87%
VA
Active
38
$599,900$227,384 down
Rate
2.87%
6.95%today
Payment
$1,741/mo
$2,780today
  • 3beds
  • 2baths
  • 2,008sqft

6372 Clifton Terrace, Prescott Valley

6372 Clifton Terrace, Prescott Valley, AZ, 86314 — assumable VA mortgage at 2.87%
VA
Active
36
$599,900$227,384 down
Rate
2.87%
6.95%today
Payment
$1,741/mo
$2,780today
  • 3beds
  • 2baths
  • 2,008sqft

6372 Clifton Terrace, Prescott Valley

5351 WICKIUP Road, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 3.04%
FHA
Active
6
$425,000$166,133 down
Rate
3.04%
6.95%today
Payment
$1,244/mo
$1,943today
  • 3beds
  • 2baths
  • 1,392sqft

5351 WICKIUP Road, Prescott Valley

8225 Manley Drive, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 3.04%
FHA
Active
45
$399,900$135,355 down
Rate
3.04%
6.95%today
Payment
$1,263/mo
$1,973today
  • 3beds
  • 2baths
  • 1,452sqft

8225 Manley Drive, Prescott Valley

1375 Lakeview Road, Prescott, AZ, 86301 — assumable VA mortgage at 3.07%
VA
Active
46
$363,900$141,690 down
Rate
3.07%
6.95%today
Payment
$1,050/mo
$1,634today
  • 4beds
  • 2baths
  • 1,509sqft

1375 Lakeview Road, Prescott

1229 SIERRY PEAKS Drive, Prescott, AZ, 86305 — assumable VA mortgage at 2.83%
VA
Active
78
$2,149,990$1,214,196 down
Rate
2.83%
6.95%today
Payment
$4,427/mo
$7,104today
  • 5beds
  • 5baths
  • 4,516sqft

1229 SIERRY PEAKS Drive, Prescott

1229 SIERRY PEAKS Drive, Prescott, AZ, 86305 — assumable VA mortgage at 2.83%
VA
Active
78
$2,149,990$1,214,196 down
Rate
2.83%
6.95%today
Payment
$4,427/mo
$7,104today
  • 5beds
  • 5baths
  • 4,516sqft

1229 SIERRY PEAKS Drive, Prescott

4900 Calle Santa Cruz, Prescott Valley, AZ, 86314 — assumable VA mortgage at 2.90%
VA
Active
$474,900$224,076 down
Rate
2.90%
6.95%today
Payment
$1,174/mo
$1,867today
  • 3beds
  • 2baths
  • 1,654sqft

4900 Calle Santa Cruz, Prescott Valley

3861 Navajo Drive, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 2.98%
FHA
Active
31
$339,900$185,705 down
Rate
2.98%
6.95%today
Payment
$730/mo
$1,148today
  • 3beds
  • 2baths
  • 1,272sqft

3861 Navajo Drive, Prescott Valley

5240 Hondo Drive, Prescott Valley, AZ, 86314 — assumable VA mortgage at 3.00%
VA
Active
23
$239,900$239,900 down
Rate
3.00%
6.95%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 924sqft

5240 Hondo Drive, Prescott Valley

747 Montezuma Street, Prescott, AZ, 86303 — assumable VA mortgage at 3.00%
VA
Active
53
$950,000$950,000 down
Rate
3.00%
6.95%today
Payment
$0/mo
  • 3beds
  • 3baths
  • 2,294sqft

747 Montezuma Street, Prescott

1013 Craftsman Drive, Prescott, AZ, 86301 — assumable VA mortgage at 3.10%
VA
Active
42
$665,000$339,938 down
Rate
3.10%
6.95%today
Payment
$1,542/mo
$2,390today
  • 3beds
  • 2baths
  • 1,926sqft

1013 Craftsman Drive, Prescott

1525 Varsity Drive, Prescott, AZ, 86301 — assumable VA mortgage at 3.33%
VA
Active
85
$644,900$408,199 down
Rate
3.33%
6.95%today
Payment
$1,200/mo
$1,807today
  • 3beds
  • 2baths
  • 1,945sqft

1525 Varsity Drive, Prescott

3096 Montana Drive, Prescott, AZ, 86301 — assumable VA mortgage at 4.67%
VA
Active
50
$620,000$114,346 down
Rate
4.67%
6.95%today
Payment
$2,811/mo
$3,600today
  • 3beds
  • 2baths
  • 1,777sqft

3096 Montana Drive, Prescott

5779 Oak Cove, Prescott, AZ, 86305 — assumable VA mortgage at 4.67%
VA
Active
69
$875,000$121,958 down
Rate
4.67%
6.95%today
Payment
$4,186/mo
$5,362today
  • 3beds
  • 3baths
  • 2,901sqft

5779 Oak Cove, Prescott

4860 Judy Circle, Prescott Valley, AZ, 86314 — assumable VA mortgage at 3.75%
VA
Active
22
$399,900$123,200 down
Rate
3.75%
6.95%today
Payment
$1,406/mo
$2,009today
  • 3beds
  • 2baths
  • 1,157sqft

4860 Judy Circle, Prescott Valley

1812 READING Lane, Prescott, AZ, 86301 — assumable VA mortgage at 3.57%
VA
Active
59
$598,000$345,108 down
Rate
3.57%
6.95%today
Payment
$1,476/mo
$2,157today
  • 4beds
  • 3baths
  • 2,616sqft

1812 READING Lane, Prescott

8790 Totem Circle, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 3.61%
FHA
Active
41
$349,990$199,077 down
Rate
3.61%
6.95%today
Payment
$800/mo
$1,163today
  • 4beds
  • 2baths
  • 1,673sqft

8790 Totem Circle, Prescott Valley

8790 Totem Circle, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 3.61%
FHA
Active
41
$349,990$199,077 down
Rate
3.61%
6.95%today
Payment
$800/mo
$1,163today
  • 4beds
  • 2baths
  • 1,673sqft

8790 Totem Circle, Prescott Valley

520 Cortez Street, Prescott, AZ, 86303 — assumable VA mortgage at 3.72%
VA
Active
58
$1,130,000$959,403 down
Rate
3.72%
6.95%today
Payment
$906/mo
$1,300today
  • —beds
  • —baths
  • —sqft

520 Cortez Street, Prescott

4349 Tonto Way, Prescott Valley, AZ, 86314 — assumable VA mortgage at 3.87%
VA
Active
23
$419,999$273,509 down
Rate
3.87%
6.95%today
Payment
$890/mo
$1,254today
  • 3beds
  • 2baths
  • 1,370sqft

4349 Tonto Way, Prescott Valley

3803 Sheldon Road, Prescott, AZ, 86303 — assumable FHA mortgage at 3.88%
FHA
Active
42
$575,000$349,645 down
Rate
3.88%
6.95%today
Payment
$1,302/mo
$1,832today
  • 4beds
  • 3baths
  • 2,360sqft

3803 Sheldon Road, Prescott

4549 Indian Creek Road, Prescott, AZ, 86303 — assumable FHA mortgage at 3.90%
FHA
Active
24
$325,000$180,718 down
Rate
3.90%
6.95%today
Payment
$829/mo
$1,163today
  • 3beds
  • 2baths
  • 1,876sqft

4549 Indian Creek Road, Prescott

3870 DOWLING Court, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 4.03%
FHA
Active
21
$222,500$131,846 down
Rate
4.03%
6.95%today
Payment
$525/mo
$725today
  • 2beds
  • 2baths
  • 841sqft

3870 DOWLING Court, Prescott Valley

3870 DOWLING Court, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 4.03%
FHA
Active
22
$222,500$131,846 down
Rate
4.03%
6.95%today
Payment
$525/mo
$725today
  • 2beds
  • 2baths
  • 841sqft

3870 DOWLING Court, Prescott Valley

6151 SUNSET Lane, Prescott Valley, AZ, 86314 — assumable VA mortgage at 5.41%
VA
Active
22
$325,000$42,534 down
Rate
5.41%
6.95%today
Payment
$1,686/mo
$1,985today
  • 2beds
  • 1baths
  • 928sqft

6151 SUNSET Lane, Prescott Valley

1347 QUARTZ Road, Prescott, AZ, 86303 — assumable FHA mortgage at 5.41%
FHA
Active
32
$399,900$38,701 down
Rate
5.41%
6.95%today
Payment
$2,153/mo
$2,535today
  • 3beds
  • 4baths
  • 1,120sqft

1347 QUARTZ Road, Prescott

6151 SUNSET Lane, Prescott Valley, AZ, 86314 — assumable VA mortgage at 5.41%
VA
Active
22
$326,000$43,534 down
Rate
5.41%
6.95%today
Payment
$1,686/mo
$1,985today
  • 2beds
  • 1baths
  • 928sqft

6151 SUNSET Lane, Prescott Valley

1347 QUARTZ Road, Prescott, AZ, 86303 — assumable FHA mortgage at 5.41%
FHA
Active
32
$399,900$38,701 down
Rate
5.41%
6.95%today
Payment
$2,153/mo
$2,535today
  • 3beds
  • 4baths
  • 1,120sqft

1347 QUARTZ Road, Prescott

4885 RAMADA Drive, Prescott, AZ, 86301 — assumable VA mortgage at 4.14%
VA
Active
22
$444,444$262,984 down
Rate
4.14%
6.95%today
Payment
$1,025/mo
$1,397today
  • 3beds
  • 2baths
  • 1,450sqft

4885 RAMADA Drive, Prescott

Assuming a mortgage in Prescott

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.83%
Lowest existing payment
$458 /mo
Median cash to assume
$163,257
Thoi Truong

Thoi Truong

Realtor License: SA564122000

eXp Realty

thoisellsazhomes@gmail.com+16023869866eXp Realty logo
Equal Housing Opportunity

eXp Realty is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

Powered by UMe