Thoi Truong

Thoi Truong

(602) 386-9866

Assumable homes for sale in Prescott Valley, AZ

28 homesFHA & VA loansrates from 2.83% vs 6.95% today

Prescott Valley assumption guide
8500 Yavapai Road, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 2.83%
FHA
Active
55
$330,000$85,657 down
Rate
2.83%
6.95%today
Payment
$1,156/mo
$1,855today
  • 3beds
  • 2baths
  • 1,122sqft

8500 Yavapai Road, Prescott Valley

8500 Yavapai Road, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 2.83%
FHA
Active
55
$330,000$85,657 down
Rate
2.83%
6.95%today
Payment
$1,156/mo
$1,855today
  • 3beds
  • 2baths
  • 1,122sqft

8500 Yavapai Road, Prescott Valley

8843 Len Court, Prescott Valley, AZ, 86314 — assumable VA mortgage at 3.10%
VA
Active
19
$350,000$78,703 down
Rate
3.10%
6.95%today
Payment
$1,281/mo
$1,986today
  • 3beds
  • 2baths
  • 1,217sqft

8843 Len Court, Prescott Valley

6372 Clifton Terrace, Prescott Valley, AZ, 86314 — assumable VA mortgage at 2.87%
VA
Active
38
$599,900$227,384 down
Rate
2.87%
6.95%today
Payment
$1,741/mo
$2,780today
  • 3beds
  • 2baths
  • 2,008sqft

6372 Clifton Terrace, Prescott Valley

6372 Clifton Terrace, Prescott Valley, AZ, 86314 — assumable VA mortgage at 2.87%
VA
Active
36
$599,900$227,384 down
Rate
2.87%
6.95%today
Payment
$1,741/mo
$2,780today
  • 3beds
  • 2baths
  • 2,008sqft

6372 Clifton Terrace, Prescott Valley

5351 WICKIUP Road, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 3.04%
FHA
Active
6
$425,000$166,133 down
Rate
3.04%
6.95%today
Payment
$1,244/mo
$1,943today
  • 3beds
  • 2baths
  • 1,392sqft

5351 WICKIUP Road, Prescott Valley

8225 Manley Drive, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 3.04%
FHA
Active
45
$399,900$135,355 down
Rate
3.04%
6.95%today
Payment
$1,263/mo
$1,973today
  • 3beds
  • 2baths
  • 1,452sqft

8225 Manley Drive, Prescott Valley

4900 Calle Santa Cruz, Prescott Valley, AZ, 86314 — assumable VA mortgage at 2.90%
VA
Active
$474,900$224,076 down
Rate
2.90%
6.95%today
Payment
$1,174/mo
$1,867today
  • 3beds
  • 2baths
  • 1,654sqft

4900 Calle Santa Cruz, Prescott Valley

3861 Navajo Drive, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 2.98%
FHA
Active
31
$339,900$185,705 down
Rate
2.98%
6.95%today
Payment
$730/mo
$1,148today
  • 3beds
  • 2baths
  • 1,272sqft

3861 Navajo Drive, Prescott Valley

5240 Hondo Drive, Prescott Valley, AZ, 86314 — assumable VA mortgage at 3.00%
VA
Active
23
$239,900$239,900 down
Rate
3.00%
6.95%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 924sqft

5240 Hondo Drive, Prescott Valley

4860 Judy Circle, Prescott Valley, AZ, 86314 — assumable VA mortgage at 3.75%
VA
Active
22
$399,900$123,200 down
Rate
3.75%
6.95%today
Payment
$1,406/mo
$2,009today
  • 3beds
  • 2baths
  • 1,157sqft

4860 Judy Circle, Prescott Valley

8790 Totem Circle, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 3.61%
FHA
Active
41
$349,990$199,077 down
Rate
3.61%
6.95%today
Payment
$800/mo
$1,163today
  • 4beds
  • 2baths
  • 1,673sqft

8790 Totem Circle, Prescott Valley

8790 Totem Circle, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 3.61%
FHA
Active
41
$349,990$199,077 down
Rate
3.61%
6.95%today
Payment
$800/mo
$1,163today
  • 4beds
  • 2baths
  • 1,673sqft

8790 Totem Circle, Prescott Valley

4349 Tonto Way, Prescott Valley, AZ, 86314 — assumable VA mortgage at 3.87%
VA
Active
23
$419,999$273,509 down
Rate
3.87%
6.95%today
Payment
$890/mo
$1,254today
  • 3beds
  • 2baths
  • 1,370sqft

4349 Tonto Way, Prescott Valley

3870 DOWLING Court, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 4.03%
FHA
Active
21
$222,500$131,846 down
Rate
4.03%
6.95%today
Payment
$525/mo
$725today
  • 2beds
  • 2baths
  • 841sqft

3870 DOWLING Court, Prescott Valley

3870 DOWLING Court, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 4.03%
FHA
Active
22
$222,500$131,846 down
Rate
4.03%
6.95%today
Payment
$525/mo
$725today
  • 2beds
  • 2baths
  • 841sqft

3870 DOWLING Court, Prescott Valley

6477 Hereford Avenue, Prescott Valley, AZ, 86314 — assumable VA mortgage at 6.50%
VA
Active
50
$447,000$12,189 down
Rate
6.50%
6.95%today
Payment
$2,756/mo
$2,886today
  • 3beds
  • 2baths
  • 1,455sqft

6477 Hereford Avenue, Prescott Valley

4714 Edgemont Road, Prescott Valley, AZ, 86314 — assumable VA mortgage at 6.72%
VA
Active
69
$570,000$25,926 down
Rate
6.72%
6.95%today
Payment
$3,556/mo
$3,641today
  • 4beds
  • 2baths
  • 2,036sqft

4714 Edgemont Road, Prescott Valley

5274 Western Boulevard, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 6.19%
FHA
Active
26
$435,000$21,059 down
Rate
6.19%
6.95%today
Payment
$2,553/mo
$2,762today
  • 3beds
  • 2baths
  • 1,398sqft

5274 Western Boulevard, Prescott Valley

4284 Cholla Drive, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 6.39%
FHA
Active
42
$450,000$57,862 down
Rate
6.39%
6.95%today
Payment
$2,546/mo
$2,697today
  • 3beds
  • 2baths
  • 1,304sqft

4284 Cholla Drive, Prescott Valley

7892 Roundup Drive, Prescott Valley, AZ, 86314 — assumable VA mortgage at 6.85%
VA
Active
27
$425,000$6,915 down
Rate
6.85%
6.95%today
Payment
$2,795/mo
$2,823today
  • 4beds
  • 3baths
  • 2,160sqft

7892 Roundup Drive, Prescott Valley

2750 CEDAR SPRINGS Lane, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 6.90%
FHA
Active
35
$399,900$65,872 down
Rate
6.90%
6.95%today
Payment
$2,296/mo
$2,307today
  • 3beds
  • 2baths
  • 1,574sqft

2750 CEDAR SPRINGS Lane, Prescott Valley

2750 CEDAR SPRINGS Lane, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 6.90%
FHA
Active
35
$399,900$65,872 down
Rate
6.90%
6.95%today
Payment
$2,296/mo
$2,307today
  • 3beds
  • 2baths
  • 1,574sqft

2750 CEDAR SPRINGS Lane, Prescott Valley

4595 Raven Drive, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 5.22%
FHA
Active
17
$280,000$105,299 down
Rate
5.22%
6.95%today
Payment
$1,021/mo
$1,228today
  • 2beds
  • 2baths
  • 1,184sqft

4595 Raven Drive, Prescott Valley

9277 Spouse Drive, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 5.22%
FHA
Active
49
$499,000$158,955 down
Rate
5.22%
6.95%today
Payment
$1,988/mo
$2,391today
  • 3beds
  • 2baths
  • 1,474sqft

9277 Spouse Drive, Prescott Valley

9139 Manley Drive, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 6.19%
FHA
Active
24
$320,000$67,689 down
Rate
6.19%
6.95%today
Payment
$1,556/mo
$1,683today
  • 3beds
  • 2baths
  • 1,357sqft

9139 Manley Drive, Prescott Valley

4184 Kearny Drive, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 6.89%
FHA
Active
23
$400,000$87,746 down
Rate
6.89%
6.95%today
Payment
$2,097/mo
$2,110today
  • 3beds
  • 2baths
  • 1,536sqft

4184 Kearny Drive, Prescott Valley

4896 Pemberley Street, Prescott Valley, AZ, 86314 — assumable VA mortgage at 6.49%
VA
Active
31
$499,500$160,380 down
Rate
6.49%
6.95%today
Payment
$2,187/mo
$2,293today
  • 2beds
  • 2baths
  • 1,553sqft

4896 Pemberley Street, Prescott Valley

Assuming a mortgage in Prescott Valley

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.83%
Lowest existing payment
$525 /mo
Median cash to assume
$127,523
Thoi Truong

Thoi Truong

Realtor License: SA564122000

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Equal Housing Opportunity

eXp Realty is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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