Thoi Truong

Thoi Truong

Assumable homes for sale in Surprise, AZ

32 homesFHA & VA loansrates from 2.71% vs 6.95% today

Surprise assumption guide
10708 CAMELOT Circle, Sun City, AZ, 85351 — assumable VA mortgage at 2.84%
VA
Active
35
$330,000$71,934 down
Rate
2.84%
6.95%today
Payment
$1,197/mo
$1,918today
  • 2beds
  • 2baths
  • 1,656sqft

10708 CAMELOT Circle, Sun City

10963 COGGINS Drive, Sun City, AZ, 85351 — assumable FHA mortgage at 3.00%
FHA
Active
29
$159,995$34,270 down
Rate
3.00%
6.95%today
Payment
$600/mo
$942today
  • 1beds
  • 1baths
  • 994sqft

10963 COGGINS Drive, Sun City

11129 JACARANDA Drive, Sun City, AZ, 85373 — assumable VA mortgage at 3.11%
VA
Active
57
$269,900$67,266 down
Rate
3.11%
6.95%today
Payment
$958/mo
$1,483today
  • 2beds
  • 2baths
  • 1,466sqft

11129 JACARANDA Drive, Sun City

12538 LIMEWOOD Drive, Sun City West, AZ, 85375 — assumable VA mortgage at 2.71%
VA
Active
71
$540,000$207,908 down
Rate
2.71%
6.95%today
Payment
$1,543/mo
$2,515today
  • 3beds
  • 2baths
  • 2,215sqft

12538 LIMEWOOD Drive, Sun City West

14804 EL FRIO Street, El Mirage, AZ, 85335 — assumable FHA mortgage at 2.93%
FHA
Active
34
$365,900$116,720 down
Rate
2.93%
6.95%today
Payment
$1,170/mo
$1,853today
  • 4beds
  • 2baths
  • 1,642sqft

14804 EL FRIO Street, El Mirage

18414 104TH Avenue, Sun City, AZ, 85373 — assumable VA mortgage at 4.16%
VA
Active
46
$385,000$76,468 down
Rate
4.16%
6.95%today
Payment
$1,629/mo
$2,215today
  • 2beds
  • 2baths
  • 1,577sqft

18414 104TH Avenue, Sun City

10906 ROUNDELAY Circle, Sun City, AZ, 85351 — assumable VA mortgage at 2.77%
VA
Active
40
$325,000$211,786 down
Rate
2.77%
6.95%today
Payment
$531/mo
$859today
  • 3beds
  • 2baths
  • 1,699sqft

10906 ROUNDELAY Circle, Sun City

10344 HUTTON Drive, Sun City, AZ, 85351 — assumable FHA mortgage at 2.90%
FHA
Active
30
$300,000$167,787 down
Rate
2.90%
6.95%today
Payment
$616/mo
$980today
  • 2beds
  • 2baths
  • 1,694sqft

10344 HUTTON Drive, Sun City

10343 PRAIRIE HILLS Circle, Sun City, AZ, 85351 — assumable VA mortgage at 2.90%
VA
Active
41
$218,000$180,285 down
Rate
2.90%
6.95%today
Payment
$373/mo
$488today
  • 2beds
  • 2baths
  • 1,285sqft

10343 PRAIRIE HILLS Circle, Sun City

10911 SANTA FE Drive, Sun City, AZ, 85351 — assumable VA mortgage at 2.90%
VA
Active
30
$141,500Potential short sale
Rate
2.90%
6.95%today
Payment
$666/mo
$1,059today
  • 2beds
  • 2baths
  • 1,108sqft

10911 SANTA FE Drive, Sun City

12315 GINGER Drive, Sun City West, AZ, 85375 — assumable VA mortgage at 3.08%
VA
Active
46
$325,000$198,176 down
Rate
3.08%
6.95%today
Payment
$609/mo
$947today
  • 2beds
  • 2baths
  • 1,327sqft

12315 GINGER Drive, Sun City West

17062 106TH Avenue, Sun City, AZ, 85373 — assumable VA mortgage at 3.44%
VA
Active
36
$212,000$114,703 down
Rate
3.44%
6.95%today
Payment
$558/mo
$829today
  • 2beds
  • 2baths
  • 1,401sqft

17062 106TH Avenue, Sun City

13625 111TH Avenue, Sun City, AZ, 85351 — assumable FHA mortgage at 3.62%
FHA
Active
15
$225,000$109,735 down
Rate
3.62%
6.95%today
Payment
$613/mo
$890today
  • 2beds
  • 2baths
  • 1,097sqft

13625 111TH Avenue, Sun City

11744 MAUI Lane, El Mirage, AZ, 85335 — assumable FHA mortgage at 3.67%
FHA
Active
57
$412,000$261,709 down
Rate
3.67%
6.95%today
Payment
$928/mo
$1,339today
  • 5beds
  • 3baths
  • 2,556sqft

11744 MAUI Lane, El Mirage

9902 SIGNAL BUTTE Circle, Sun City, AZ, 85373 — assumable VA mortgage at 3.68%
VA
Active
21
$335,000$135,292 down
Rate
3.68%
6.95%today
Payment
$1,059/mo
$1,527today
  • 2beds
  • 2baths
  • 1,980sqft

9902 SIGNAL BUTTE Circle, Sun City

12622 RAMPART Drive, Sun City West, AZ, 85375 — assumable FHA mortgage at 3.73%
FHA
Active
32
$370,000$220,062 down
Rate
3.73%
6.95%today
Payment
$799/mo
$1,145today
  • 2beds
  • 2baths
  • 1,579sqft

12622 RAMPART Drive, Sun City West

11059 FARGO Drive, Sun City, AZ, 85351 — assumable FHA mortgage at 4.07%
FHA
Active
28
$475,000$305,728 down
Rate
4.07%
6.95%today
Payment
$945/mo
$1,300today
  • 3beds
  • 2baths
  • 1,465sqft

11059 FARGO Drive, Sun City

11348 PINEHOLLOW Drive, Surprise, AZ, 85378 — assumable VA mortgage at 4.46%
VA
Active
15
$315,000$126,576 down
Rate
4.46%
6.95%today
Payment
$1,104/mo
$1,450today
  • 4beds
  • 2baths
  • 1,571sqft

11348 PINEHOLLOW Drive, Surprise

12505 SURREY Avenue, El Mirage, AZ, 85335 — assumable FHA mortgage at 6.43%
FHA
Active
25
$335,000Potential short sale
Rate
6.43%
6.95%today
Payment
$2,224/mo
$2,346today
  • 4beds
  • 2baths
  • 1,978sqft

12505 SURREY Avenue, El Mirage

14227 NEWCASTLE Drive, Sun City, AZ, 85351 — assumable FHA mortgage at 6.50%
FHA
Active
31
$230,000Potential short sale
Rate
6.50%
6.95%today
Payment
$1,575/mo
$1,650today
  • 3beds
  • 2baths
  • 1,256sqft

14227 NEWCASTLE Drive, Sun City

10509 OAK RIDGE Drive, Sun City, AZ, 85351 — assumable VA mortgage at 6.76%
VA
Active
12
$291,100$11,895 down
Rate
6.76%
6.95%today
Payment
$1,837/mo
$1,873today
  • 2beds
  • 2baths
  • 1,158sqft

10509 OAK RIDGE Drive, Sun City

12536 SAINT MORITZ Lane, El Mirage, AZ, 85335 — assumable FHA mortgage at 6.81%
FHA
Active
24
$310,000Potential short sale
Rate
6.81%
6.95%today
Payment
$2,224/mo
$2,256today
  • 3beds
  • 2baths
  • 1,308sqft

12536 SAINT MORITZ Lane, El Mirage

10944 SARATOGA Circle, Sun City, AZ, 85351 — assumable VA mortgage at 6.30%
VA
Active
35
$369,900$36,216 down
Rate
6.30%
6.95%today
Payment
$2,085/mo
$2,230today
  • 2beds
  • 2baths
  • 2,064sqft

10944 SARATOGA Circle, Sun City

12605 BOCA RATON Road, El Mirage, AZ, 85335 — assumable FHA mortgage at 6.50%
FHA
Active
37
$395,000$34,759 down
Rate
6.50%
6.95%today
Payment
$2,324/mo
$2,433today
  • 4beds
  • 2baths
  • 1,722sqft

12605 BOCA RATON Road, El Mirage

18031 BUNTLINE Drive, Sun City West, AZ, 85375 — assumable FHA mortgage at 4.98%
FHA
Active
46
$585,000$190,495 down
Rate
4.98%
6.95%today
Payment
$2,264/mo
$2,799today
  • 3beds
  • 2baths
  • 2,247sqft

18031 BUNTLINE Drive, Sun City West

10702 WILLOWBROOK Drive, Sun City, AZ, 85373 — assumable VA mortgage at 6.54%
VA
Active
47
$349,900$61,559 down
Rate
6.54%
6.95%today
Payment
$1,904/mo
$1,986today
  • 2beds
  • 2baths
  • 1,385sqft

10702 WILLOWBROOK Drive, Sun City

13438 124TH Lane, El Mirage, AZ, 85335 — assumable FHA mortgage at 6.74%
FHA
Active
43
$488,000$58,120 down
Rate
6.74%
6.95%today
Payment
$2,863/mo
$2,925today
  • 4beds
  • 2baths
  • 2,002sqft

13438 124TH Lane, El Mirage

10925 HIBISCUS Drive, Sun City, AZ, 85373 — assumable FHA mortgage at 6.34%
FHA
Active
51
$400,000$102,898 down
Rate
6.34%
6.95%today
Payment
$1,920/mo
$2,044today
  • 2beds
  • 2baths
  • 2,425sqft

10925 HIBISCUS Drive, Sun City

12709 VENTURA Street, El Mirage, AZ, 85335 — assumable FHA mortgage at 5.41%
FHA
Active
6
$370,000Potential short sale
Rate
5.41%
6.95%today
Payment
$2,484/mo
$2,925today
  • 4beds
  • 3baths
  • 2,178sqft

12709 VENTURA Street, El Mirage

14301 4th Avenue, El Mirage, AZ, 85335 — assumable FHA mortgage at 6.50%
FHA
Active
4
$425,000$244,827 down
Rate
6.50%
6.95%today
Payment
$1,141/mo
$1,195today
  • 4beds
  • baths
  • sqft

14301 4th Avenue, El Mirage

13817 111TH Avenue, Sun City, AZ, 85351 — assumable FHA mortgage at 6.75%
FHA
Active
39
$179,000Potential short sale
Rate
6.75%
6.95%today
Payment
$1,719/mo
$1,755today
  • 2beds
  • 2baths
  • 1,210sqft

13817 111TH Avenue, Sun City

10718 EL CAPITAN Circle, Sun City, AZ, 85351 — assumable FHA mortgage at 6.81%
FHA
Active
30
$329,900$266,272 down
Rate
6.81%
6.95%today
Payment
$420/mo
$426today
  • 2beds
  • 1baths
  • 1,510sqft

10718 EL CAPITAN Circle, Sun City

Assuming a mortgage in Surprise

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.71%
Lowest existing payment
$373 /mo
Median cash to assume
$121,648
Thoi Truong

Thoi Truong

Realtor License: SA564122000

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eXp Realty is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.