Thoi Truong

Thoi Truong

Assumable homes for sale in Waddell, AZ

200 homesVA & FHA loansrates from 2.12% vs 6.95% today

Waddell assumption guide
17034 Seldon Lane, Waddell, AZ, 85355 — assumable mortgage at 3.99%
Active
37
$526,000Potential short sale
Rate
3.99%
6.95%today
Payment
$2,679/mo
$3,719today
  • 4beds
  • 3baths
  • 3,017sqft

17034 Seldon Lane, Waddell

13041 ESTERO Lane, Litchfield Park, AZ, 85340 — assumable mortgage at 2.25%
Active
43
$505,000$226,234 down
Rate
2.25%
6.95%today
Payment
$1,237/mo
$2,143today
  • 5beds
  • 2baths
  • 2,684sqft

13041 ESTERO Lane, Litchfield Park

13621 TUCKEY Court, Glendale, AZ, 85307 — assumable VA mortgage at 3.75%
VA
Active
145
$1,199,900$518,867 down
Rate
3.75%
6.95%today
Payment
$3,590/mo
$5,131today
  • 4beds
  • 4baths
  • 3,935sqft

13621 TUCKEY Court, Glendale

4916 185TH Drive, Goodyear, AZ, 85395 — assumable mortgage at 4.625%
Active
67
$525,000$253,645 down
Rate
4.625%
6.95%today
Payment
$1,615/mo
$2,080today
  • 4beds
  • 3baths
  • 2,414sqft

4916 185TH Drive, Goodyear

18428 EWERS Drive, Surprise, AZ, 85374 — assumable VA mortgage at 2.98%
VATop pick
Active
64
$398,900Potential short sale
Rate
2.98%
6.95%today
Payment
$1,975/mo
$3,108today
  • 4beds
  • 2baths
  • 1,813sqft

18428 EWERS Drive, Surprise

14404 WETHERSFIELD Road, Surprise, AZ, 85379 — assumable VA mortgage at 3.10%
VATop pick
Active
36
$599,000$10,965 down
Rate
3.10%
6.95%today
Payment
$2,783/mo
$4,314today
  • 4beds
  • 4baths
  • 3,064sqft

14404 WETHERSFIELD Road, Surprise

18031 UDALL Drive, Surprise, AZ, 85374 — assumable FHA mortgage at 2.87%
FHA
Active
30
$327,900$39,857 down
Rate
2.87%
6.95%today
Payment
$1,343/mo
$2,145today
  • 1beds
  • 2baths
  • 1,270sqft

18031 UDALL Drive, Surprise

14870 ENCANTO Boulevard #2138, Goodyear, AZ, 85395 — assumable VA mortgage at 2.87%
VA
Active
41
$290,000$52,644 down
Rate
2.87%
6.95%today
Payment
$1,105/mo
$1,763today
  • 2beds
  • 2baths
  • 1,329sqft

14870 ENCANTO Boulevard #2138, Goodyear

17200 BELL Road #1549, Surprise, AZ, 85374 — assumable VA mortgage at 3.07%
VA
Active
28
$259,900$49,300 down
Rate
3.07%
6.95%today
Payment
$995/mo
$1,549today
  • 2beds
  • 2baths
  • 1,210sqft

17200 BELL Road #1549, Surprise

12008 LARKSPUR Road, El Mirage, AZ, 85335 — assumable FHA mortgage at 3.07%
FHA
Active
25
$315,000$49,890 down
Rate
3.07%
6.95%today
Payment
$1,253/mo
$1,950today
  • 2beds
  • 2baths
  • 956sqft

12008 LARKSPUR Road, El Mirage

17736 183RD Avenue, Surprise, AZ, 85374 — assumable VA mortgage at 3.07%
VA
Active
34
$399,500$49,260 down
Rate
3.07%
6.95%today
Payment
$1,659/mo
$2,582today
  • 4beds
  • 2baths
  • 1,991sqft

17736 183RD Avenue, Surprise

16176 STATLER Street, Surprise, AZ, 85374 — assumable VA mortgage at 3.10%
VA
Active
33
$450,000$89,045 down
Rate
3.10%
6.95%today
Payment
$1,708/mo
$2,648today
  • 6beds
  • 3baths
  • 2,166sqft

16176 STATLER Street, Surprise

15465 SHANGRI LA Road, Surprise, AZ, 85379 — assumable FHA mortgage at 3.10%
FHA
Active
23
$430,000$49,002 down
Rate
3.10%
6.95%today
Payment
$1,803/mo
$2,795today
  • 4beds
  • 2baths
  • 1,478sqft

15465 SHANGRI LA Road, Surprise

15762 CHERYL Drive, Waddell, AZ, 85355 — assumable VA mortgage at 3.49%
VA
Active
45
$568,900$46,518 down
Rate
3.49%
6.95%today
Payment
$2,377/mo
$3,508today
  • 3beds
  • 3baths
  • 2,507sqft

15762 CHERYL Drive, Waddell

11002 DEANNE Drive, Sun City, AZ, 85351 — assumable FHA mortgage at 3.45%
FHA
Active
12
$325,000$39,310 down
Rate
3.45%
6.95%today
Payment
$1,402/mo
$2,080today
  • 3beds
  • 2baths
  • 2,156sqft

11002 DEANNE Drive, Sun City

17611 CALAVAR Road, Surprise, AZ, 85388 — assumable FHA mortgage at 3.45%
FHA
Active
37
$429,000$36,177 down
Rate
3.45%
6.95%today
Payment
$1,928/mo
$2,860today
  • 5beds
  • 3baths
  • 2,425sqft

17611 CALAVAR Road, Surprise

15792 DESERT MIRAGE Drive, Surprise, AZ, 85379 — assumable VA mortgage at 2.25%
VA
Active
29
$625,000$175,886 down
Rate
2.25%
6.95%today
Payment
$1,983/mo
$3,435today
  • 5beds
  • 3baths
  • 3,924sqft

15792 DESERT MIRAGE Drive, Surprise

21131 ALVARADO Road, Buckeye, AZ, 85396 — assumable FHA mortgage at 2.74%
FHA
Active
35
$444,900$117,128 down
Rate
2.74%
6.95%today
Payment
$1,525/mo
$2,475today
  • 4beds
  • 3baths
  • 2,466sqft

21131 ALVARADO Road, Buckeye

21138 EDGEMONT Avenue, Buckeye, AZ, 85396 — assumable VA mortgage at 2.77%
VA
Active
70
$650,000$114,372 down
Rate
2.77%
6.95%today
Payment
$2,459/mo
$3,977today
  • 5beds
  • 4baths
  • 2,705sqft

21138 EDGEMONT Avenue, Buckeye

12842 ASTER Drive, El Mirage, AZ, 85335 — assumable FHA mortgage at 2.77%
FHA
Active
27
$425,000$97,526 down
Rate
2.77%
6.95%today
Payment
$1,507/mo
$2,437today
  • 3beds
  • 2baths
  • 1,990sqft

12842 ASTER Drive, El Mirage

14994 VIRGINIA Avenue, Goodyear, AZ, 85395 — assumable FHA mortgage at 2.79%
FHA
Active
38
$394,500$110,867 down
Rate
2.79%
6.95%today
Payment
$1,330/mo
$2,145today
  • 4beds
  • 3baths
  • 1,932sqft

14994 VIRGINIA Avenue, Goodyear

11130 JERSEY Avenue, Youngtown, AZ, 85363 — assumable FHA mortgage at 2.79%
FHA
Active
35
$265,000$65,597 down
Rate
2.79%
6.95%today
Payment
$935/mo
$1,508today
  • 2beds
  • 1baths
  • 909sqft

11130 JERSEY Avenue, Youngtown

10708 CAMELOT Circle, Sun City, AZ, 85351 — assumable VA mortgage at 2.84%
VA
Active
35
$330,000$71,934 down
Rate
2.84%
6.95%today
Payment
$1,197/mo
$1,918today
  • 2beds
  • 2baths
  • 1,656sqft

10708 CAMELOT Circle, Sun City

2014 MARKETSIDE Avenue, Buckeye, AZ, 85396 — assumable FHA mortgage at 2.90%
FHA
Active
50
$400,000$93,407 down
Rate
2.90%
6.95%today
Payment
$1,428/mo
$2,271today
  • 4beds
  • 3baths
  • 2,064sqft

2014 MARKETSIDE Avenue, Buckeye

19948 ROMA Avenue, Litchfield Park, AZ, 85340 — assumable FHA mortgage at 2.90%
FHA
Active
53
$439,800$105,254 down
Rate
2.90%
6.95%today
Payment
$1,559/mo
$2,479today
  • 4beds
  • 2baths
  • 1,920sqft

19948 ROMA Avenue, Litchfield Park

10307 OAKMONT Drive, Sun City, AZ, 85351 — assumable FHA mortgage at 2.96%
FHA
Active
24
$234,900$66,922 down
Rate
2.96%
6.95%today
Payment
$795/mo
$1,254today
  • 2beds
  • 2baths
  • 1,396sqft

10307 OAKMONT Drive, Sun City

10963 COGGINS Drive, Sun City, AZ, 85351 — assumable FHA mortgage at 3.00%
FHA
Active
29
$159,995$34,270 down
Rate
3.00%
6.95%today
Payment
$600/mo
$942today
  • 1beds
  • 1baths
  • 994sqft

10963 COGGINS Drive, Sun City

12190 151ST Drive, Surprise, AZ, 85379 — assumable FHA mortgage at 3.02%
FHA
Active
9
$325,000$75,502 down
Rate
3.02%
6.95%today
Payment
$1,216/mo
$1,904today
  • 4beds
  • 3baths
  • 2,542sqft

12190 151ST Drive, Surprise

13423 IRONWOOD Street, Surprise, AZ, 85374 — assumable FHA mortgage at 3.07%
FHA
Active
23
$419,999$83,002 down
Rate
3.07%
6.95%today
Payment
$1,593/mo
$2,479today
  • 3beds
  • 3baths
  • 2,118sqft

13423 IRONWOOD Street, Surprise

15121 WOODRIDGE Drive, Surprise, AZ, 85374 — assumable VA mortgage at 3.07%
VA
Active
30
$335,000$73,999 down
Rate
3.07%
6.95%today
Payment
$1,234/mo
$1,920today
  • 2beds
  • 2baths
  • 1,183sqft

15121 WOODRIDGE Drive, Surprise

11469 ILLINOIS Avenue, Youngtown, AZ, 85363 — assumable FHA mortgage at 3.10%
FHA
Active
11
$304,000$50,593 down
Rate
3.10%
6.95%today
Payment
$1,199/mo
$1,859today
  • 2beds
  • 2baths
  • 1,140sqft

11469 ILLINOIS Avenue, Youngtown

10433 LAURIE Lane, Peoria, AZ, 85345 — assumable FHA mortgage at 3.10%
FHA
Active
36
$349,999$67,075 down
Rate
3.10%
6.95%today
Payment
$1,342/mo
$2,080today
  • 2beds
  • 2baths
  • 1,243sqft

10433 LAURIE Lane, Peoria

11129 JACARANDA Drive, Sun City, AZ, 85373 — assumable VA mortgage at 3.11%
VA
Active
57
$269,900$67,266 down
Rate
3.11%
6.95%today
Payment
$958/mo
$1,483today
  • 2beds
  • 2baths
  • 1,466sqft

11129 JACARANDA Drive, Sun City

19925 TURQUOISE Point, Surprise, AZ, 85387 — assumable VA mortgage at 3.89%
VA
Active
64
$515,000$56,537 down
Rate
3.89%
6.95%today
Payment
$2,355/mo
$3,310today
  • 2beds
  • 2baths
  • 1,814sqft

19925 TURQUOISE Point, Surprise

19040 BECKER Lane, Surprise, AZ, 85388 — assumable VA mortgage at 4.17%
VA
Active
34
$619,999$49,651 down
Rate
4.17%
6.95%today
Payment
$3,014/mo
$4,094today
  • 4beds
  • 4baths
  • 3,372sqft

19040 BECKER Lane, Surprise

12538 LIMEWOOD Drive, Sun City West, AZ, 85375 — assumable VA mortgage at 2.71%
VA
Active
71
$540,000$207,908 down
Rate
2.71%
6.95%today
Payment
$1,543/mo
$2,515today
  • 3beds
  • 2baths
  • 2,215sqft

12538 LIMEWOOD Drive, Sun City West

Assuming a mortgage in Waddell

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour. 4 of the 200 homes here are UMe-verified, meaning the loan terms have been confirmed with the servicer.

Lowest existing rate
2.12%
Lowest existing payment
$409 /mo
Median cash to assume
$160,099
Thoi Truong

Thoi Truong

Realtor License: SA564122000

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Equal Housing Opportunity

eXp Realty is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.